Post Office Savings Calculator – Accurate Interest & Maturity Calculator
Use our Post Office Savings Calculator to estimate the interest and maturity amount on various government-backed schemes like RD, FD, PPF, NSC, MIS, and Senior Citizen Saving Schemes (SCSS). Trusted, risk-free, and ideal for long-term investment planning.
What is a Post Office Savings Calculator?
This calculator is a free tool that helps you calculate the expected returns on investments made in different India Post Savings Schemes. Whether you’re investing monthly or one-time, this calculator shows you exactly how much you’ll get at maturity.
Supported Post Office Schemes:
✅ Recurring Deposit (RD) – 5-Year
✅ Time Deposit (TD/FD) – 1/2/3/5 Years
✅ Public Provident Fund (PPF) – 15 Years
✅ Monthly Income Scheme (MIS) – 5 Years
✅ Senior Citizen Savings Scheme (SCSS) – 5 Years
✅ National Savings Certificate (NSC) – 5 Years
How to Use the Calculator?
- Select the savings scheme (e.g., RD, FD, PPF)
- Enter your investment amount
- Enter the duration and interest rate (auto-filled or editable)
- Click “Calculate” to view interest earned & maturity value
Why Use This Calculator?
- Accurate maturity calculations
- Updated with latest government interest rates
- 100% free and mobile responsive
- Helps in better financial planning
- Useful for both salaried and retired individuals
Post Office Interest Rates (as of April–June 2025)
| Scheme | Interest Rate |
|---|---|
| RD | 6.7% |
| TD 1 Year | 6.9% |
| PPF | 7.1% |
| MIS | 7.4% |
| SCSS | 8.2% |
| NSC | 7.7% |
(Rates subject to quarterly revision by the Ministry of Finance)
FAQs – India Post Savings Calculator
Q1. Is the post office interest fixed?
No, interest rates change every quarter based on government notification.
Q2. Can I calculate post office RD and FD here?
Yes, the calculator supports multiple post office saving schemes.
Q3. Are these schemes tax-free?
PPF and SCSS offer tax benefits. Others may differ.
Start Smart Saving with Post Office Schemes
Use this free Post Office Savings Calculator to estimate your future returns and choose the best investment option for your goals.